Frequently Asked Questions
Find answers to common questions about our mortgage services. Can't find what you need? We're here to help.
Direct answers to the questions asked most often about credit scores, down payments, rate locks, closing costs and how long approval takes.
Don Crozier, Senior Mortgage Advisor at NEXA Lending. NMLS #243214. Call (408) 440-6620.
Don Crozier is a Senior Mortgage Advisor at NEXA Lending (NMLS #243214). Expert mortgage loan originator in California helping first-time buyers, refinancing, and home purchases. Licensed #243214. Call (408) 440-6620 today.
Don Crozier is licensed to provide mortgage services in California.
Don Crozier offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in California. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.
You can call (408) 440-6620 and email dcrozier@nexalending.com to get started or ask about current mortgage rates and pre-approval.
Don Crozier's NMLS license number is 243214. You can verify this license at nmlsconsumeraccess.org.
Getting pre-approved is simple: share your income, assets, and credit details, and Don Crozier will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.
Find answers to common questions about our mortgage services. Can't find what you need? We're here to help.
Mortgage rates change daily and vary depending on your unique situation. Get your customized quote here.
